Acta Universitatis Danubius. Juridica, Vol 8, No 1 (2012)

Abstract

Conflicts of interests which arise between natural or legal persons, including the banking domain, are usually solved through the common law procedure, by the competent court, according to the norms of material or territorial competence.  The above-mentioned procedure is rather difficult and as a result, they imposed finding some modalities, as well legal modalities, which can however avoid the difficult and expensive procedure taking place in courts and enforcement courts. Mediation in the banking domain aims at solving conflicts between the credit institutions and their clients, by a person with a special training in the mediation area, independent from the two parties, through a more simplified procedure, so that the credit unit and its client should maintain a partnership.